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Celling Fear: The Cell Phone Scare that Refuses to Die
Soon would-be cell phone buyers in Maine might be checking out the latest models, only to find a jarring red box on each unit…
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The Ultimate Payoff
Full Document Available in PDF The December issue of Labor Watch looked at the growing influence of the 2.1-million…
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Congressional Misdiagnosis
Why Repealing McCarran-Ferguson Will Harm Competition in Health Insurance Markets…
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Payment Card Networks Under Assault
How Capping Interchange Fees Will Hurt Consumers, Charities, Community Banks, and Credit Unions…
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Organization Man
How Andrew Stern Plans to Transform the Union Movement…
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A Cure Worse than the Disease
Obama Care Won’t Cut Costs, But May Cut Quality…
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FDA and Internet Advertising
The Medium is the Message…
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Your Retirement or Our Political Agenda
How Politicized Investment Strategies Threaten Workers’ Pensions…
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The Politicization of the FAA Reauthorization Act
It is hard to imagine Congress looking for ways to saddle a key sector with new taxes and restrictions. But that is exactly what Rep.
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The Geopolitics of Climate: Cutting Through the Spin on International Climate Agreements
Full Document Available in PDF With the G20 group in Pittsburgh discussing global warming negotiations at President Obama’s insistence, the public needs to…
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Restoring the Private Property-Insurance Market to Reduce Florida’s Risk of Financial Insolvency
Full Document Available in PDF Foreward by Robert F. Sanchez, Policy Director, The James Madison Institute As Florida faces a…
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Political Malpractice
Most Americans agree that our health care system is broken. But it is increasingly clear that what ails health care is not too little, but…
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Principles for Property Mitigation Discounts
Legislators should be wary of efforts to mandate specific mitigation discounts without paying attention to the myriad other factors that can play a major role…
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Free Market Strategies for Insurance Reform
Two major proposals to regulate insurance federally have appeared. The first, the National Insurance Consumer Protection Act. The second proposal stems from the Obama administration.
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A Primer on the Employee Free Choice Act’s Arbitration Provision
EFCA clause allows government power to forcefully impose contracts on parties…
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California’s New Diesel Regulation Is All Pain for No Gain
California's new diesel truck regulations would drive business out of the state…
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National Regulatory Modernization for Insurers
Frequently Asked Questions on Standardizing National Insurance Laws…
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Hurricane Damage and Global Warming
How bad could it get and what can we do about it today?…
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Ten Thousand Commandments 2009
Wayne Crews' annual accounting of the hidden taxes of regulation.
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Property and Casualty Insurance 2009 Report Card
Full Document Available in PDF For the second year in a row,…
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SERFF Liberation
The System for Electronic Rate and Form Filing Needs Competition…
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The Case for Compensating Live Organ Donors
Full Document Available in PDF Conflicting opinions on the ethics of organ…
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Why Florida Should Not Receive a Pre-Funded Federal Bailout
Full Document Available in PDF Since early 2009, Florida state…
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Pharmaceutical Evolution
Albert I. Wertheimer and Thomas M. Santella explain the advantages of incremental innovation in drug development. Photo: CC <a href="http://www.flickr.com/photos/joethorn/86495698/">Joe Thorn</a>.
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The Five Dumbest Product Bans, 2009
Eli Lehrer's Annual Review of Regulatory Absurdity…
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Card Check Double Standard
Unions’ Hypocrisy on the Secret Ballot…
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The Employee Free Choice Act Is Anything But
A Comparison of Labor Organizing Today vs. under EFCA…
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Restoring the Private Property-Insurance Market To Reduce Florida’s Risk of Financial Insolvency
Eli Lehrer examines why Florida could very well become financially insolvent.
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Black Box Panic
How the FDA’s Bad Science Leads to More Teen Suicides…
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The Truth About Online Gambling
Michelle Minton explores why government shouldn't treat gambling as if we lived in the Old West.
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Poker as a Game of Skill
Full document available in pdf It’s two minutes before the cards are…
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Bottled Water and the Overflowing Nanny State
In her study Angela Logomasini's analyzes how misinformation about bottled water erodes consumer freedom…
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Let Credit Unions Lend More
Eli Lehrer makes the case for expanding credit union business lending, which would unlock otherwise idle capital and thereby help create jobs.
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Dr. John P. Holdren
William Yeatman explains why the U.S. Senate should not confirm Dr. John P. Holdren's nomination for White House Science Adviser.
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The Railroad Competition and Service Improvement Act
Why Government-Enforced “Competition” Will Not Work.
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The Case for Reforming U.S. Guest Worker Programs
Arin Greenwood's Study explores why guest worker programs are important and how we can make them better.
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Compounding Catastrophe
Why Federal Involvement in State Catastrophe Insurance Is a Bad Idea…
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Catastrophe Funds and Reinsurance
Eli Lehrer answers and explores the most frequently asked questions about catastrophe funds and reinsurance.
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Massive Food and Land Costs of US Corn Ethanol
Biofuels have made the world use more corn than it can sustainably produce, creating massive food price hikes.
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How EESA Might Impact Property and Casualty Insurance
Full Document Available in PDF This paper explores the ways…
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Facts About the AIG Collapse: A Response to the NAIC
Full Document Available in PDF Following the collapse…
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Exploring Wind Insurance as a Pilot Program
A pilot federal program could cost taxpayers more than a larger program while destabilizing the National Flood Insurance Program…
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Public Stem Cell Research Funding
The best way to make progress in stem cell research is to allow the private sector to grow, unimpeded by regulation and controversy.
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Airline Deregulation
If the government deregulates the grid and transitions toward a market solution, the benefits of flow deregulation will increase, and costs for air travelers will…
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FDA’s Bad Medicine
How the dispersed knowledge problem affects drug safety analysis and how markets and technology will help patients…
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North Carolina’s Unfair Auto Insurance System
North Carolina’s government-controlled auto insurance subsidizes risky and dangerous drivers by overcharging good driver…
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Reforming the National Flood Insurance Program after 35 Years of Failure
It is time to rethink a federal program that has caused much harm.
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The Federal Government Should Leave Gamblers Alone
Why the Market Can Best Discipline Online Gambling…
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Can Someone Deal Internet Poker a Good Hand?
Recent attempts to reform the legal environment for online gaming fall short.
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Ten Thousand Commandments
CEI's Annual Snapshot of the Federal Regulatory State…
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The United States-Colombia Free Trade Agreement Deserves a Vote
Sound trade and foreign policy is being held hostage to politics.
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Global Warming Economics
Facts vs. Myths: Iain Murray debunks the central global warming policy myths, and proposes an alternative way forward.
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Optional Federal Charter for Insurers
An optional federal charter for insurers would help consumers by creating competition between regulators.
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Toward a National Market for Insurance
A small step to liberalizing property and casualty insurance…
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The Climate Security Act S. 2191/S. 3036
Full Document Available in PDF A tax Cap-and-trade can only work by raising…
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Blue Planet in Green Shackles
New book by His Excellency Václav Klaus President of the Czech Republic back in stock at Amazom.com after initial stock sold out…
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The Consumer-Last Energy Bill
The Consumer-First Energy Act, intended to address the energy crisis, fails to achieve its stated purpose.
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Drug Reimportation’s Dangerous Allure
A Misguided Cost-Control Measure Guaranteed to Harm Patient Care…
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The Really Inconvenient Truths
From the Inside Flap Al Gore is bad for the planet… Talk about really inconvenient truths–that's one of the many you'll find in Iain Murray's…
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A Free Market Approach to Energy Security
Proposed measures to achieve "energy independence" have the potential to inflict significant economic damage on America.
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A Flawed Blueprint
America needs fundamental financial regulation reform. The Treasury Blueprint fails to provide it.
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California’s Energy Policy
Full Document Available in PDF Global warming policies championed by former Vice President…
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Time to Fold the Unlawful Internet Gambling Enforcement Act
A bad law that could threaten America’s banking system…
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The Community Reinvestment Act’s Harmful Legacy
How the CRA has hurt those it was intended to help, residence of low income neighborhoods with little access to credit.
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Some Answers about Credit Unions
A recent, widely circulated advertisement from the American Bankers Association asks some questions of the credit union industry. They’re good questions and, in…
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Property and Casualty Insurance Report Card
Full Document Available in PDF According to Barron’s, the U.S. dominates the…
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The Case for Interstate Insurance Choice
Why Creating National Markets for Property and Casualty Insurance and Health Insurance Will Help Insurers and Consumers…
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Ecuador Mining News’ Investor Survey: A Mixed Bag
The EMN Investor Concerns Survey, an initiative of this publication, reveals that half of respondents want to keep their mining stocks in firms operating in…
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First Steps toward Restoring Florida’s Insurance Market
Full Document Available in PDF As Florida’s Legislature proceeds with its…
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The Five Dumbest Product Bans
This paper focuses on five clearly absurd product bans that seem to serve no social good.
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Still Stimulating Like It’s 1999
Full Document Available in PDF Facing an economic…
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Restoring Florida’s Insurance Market
By the end of the 1990s, Florida’s property insurance market had largely recovered from the effects of 1992’s Hurricane Andrew, one of the costliest storms…
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Pros and Cons of Optional Federal Chartering for Insurers
Full Document Available in PDF The National Insurance…
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The Subprime Crisis in Historical Perspective
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Regulatory Competition: A Primer
Full Document Available in PDF Government regulation is often perceived as a good way to…
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Politically Determined Entertainment Ratings and How to Avoid Them
Full Document Available in PDF When they…
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The Credit Union Regulatory Improvement Act
Full Document Available in PDF This paper provides a free market perspective on…
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Promoting Healthy Biopharmaceutical Competition
Full Document Available in PDF The Hatch-Waxman Act, enacted by Congress 23 years ago,…
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A Non-Prescription for Confronting the Sub-Prime Crisis
Full Document Available in PDF I am so busy doing nothing…that the…
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Web Memo: How an OFC Would Impact the States
Introduction…
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Let Credit Unions Grow
Full Document Available in PDF When Americans deposit their paychecks, get loans, and make certain types…
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The Continuing Value of Privatization
Full Document Available in PDF As mayor of Indianapolis, Stephen Goldsmith applied what he called…
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South Carolina’s Omnibus Coastal Insurance Legislation
Full Document Available in PDF In early 2007, South Carolina…
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The United States-South Korea Free Trade Agreement
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Optional Federal Charter for Insurers: FAQ
Full Document Available in PDF This paper provides a free market perspective on the…
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The Law of the Sea Treaty
The genesis of the Law of the Sea Treaty (LOST), widely known as the “constitution of the oceans,” runs back more than 60 years. The…
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Taxicab Medallions and Heirloom Tomatoes to the Rescue
Full Document Available in PDF When they seek to buy inventory, expand,…
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A Village’s Travail
Full Document Available in PDF Rosia Montana, a poor mining town in the Transylvanian…
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Keeping the Voices Alive
And the night was alive With a thousand voices Fighting to be heard And each and every one of them Connected to me. - Maury…
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The Green Regulatory State
Full Document Available in PDF Over the years, the environmental lobby has advanced a considerable…
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Watery Marauders
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Ethanol is a Budget Buster
Full Document Available in PDF News story after news story highlights the impact of ethanol…
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Environmentalism’s Legal Legacy
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Ten Thousand Commandments 2007
Executive Summary…
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The Flexibility Solution
Full Document Available in PDF America has not done enough to protect the networks of…
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Dying for FDA Reform
Full Document Available in PDF This year, Congress is considering a variety of legislative…
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Gone with the Wind
As part of comprehensive legislation to raise energy prices, the Senate is once again considering proposals to set a renewable portfolio standard (RPS) for electric…
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Corn-Based Ethanol
A boom in ethanol production is taking place today for variety of reasons. Undoubtedly, the most significant factor is government support and subsidies for biofuel…
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First, Do No Harm to Motorists
Sam Kazman explores why Congress should focus its attention not on making C.A.F.E. standards more stringent, but on scrapping them and, at a minimum, avoid…
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Why Price Gouging Doesn’t Exist
Full Document Available in PDF One Sunday in 2005, soon after…